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Car Loan 4U


Scottish Equity Partners

About the Client

Founded in 2006 by entrepreneurs James Wilkinson and Ryan Dignan, Car Loan 4U is the UK’s leading online car finance specialist. The company offers a market-leading service for consumers looking for car finance, allowing them quick and easy access to funding, as well as dedicated support in the car buying process. Finance deals are offered regardless of the customer’s history or circumstances to give a fast decision on loan applications for new or used cars, which can be underwritten and approved in minutes. Based in Macclesfield and employing over 150 people, Car Loan 4U works with a panel of leading UK finance companies including Barclays and Santander.


Car Loan 4U has grown significantly as the UK car finance market has rapidly moved online. The founders have overseen the most successful period of growth by the company over the last 12 months, with turnover growing by more than 75% to £11m and headcount increasing to more than 150 employees. The company plans to continue to disrupt the car finance market and more than quadruple its annual revenues over the next four years.


About the Deal

GP Bullhound acted as the exclusive financial advisor to Car Loan 4U on an £8 million investment by Scottish Equity Partners. The capital will be used to accelerate growth and build on its position as UK market leader. The investment will also help implement and expand the capabilities of Car Loan 4U’s advanced technology, creating a superior customer journey and additional services to aid consumers in the car buying process.



James Wilkinson, CEO at Car Loan 4U, commented: “We are delighted to bring the Scottish Equity Partners team on board as investors in Car Loan 4U. The investment from SEP represents a landmark for Car Loan 4U and will be invaluable in helping us continue our ambition of revolutionising the market, by transforming the way consumers take out car finance online.”

“GP Bullhound played a key role by preparing us for the fundraising and introducing us to a number of leading European tech investors. Their sector expertise was invaluable in helping us find the right partner to scale the business significantly over the next four years”.